Last Updated: January 2026

These Terms govern the use of forgenovanest.com and learn.forgenovanest.com, operated by Sveresa tmi (Y-tunnus 3592316-3, Espoo, Finland) under the brand Forgenovanest.

By purchasing or accessing our products, you agree to these Terms.

1. Digital Product Delivery

All products are digital (courses, e-books, templates, tools).

Delivery is made via:

• email and/or
• your customer account on learn.forgenovanest.com

No physical items are shipped.

2. Payments

Payments are processed via Payhip and Stripe.

Prices are shown in EUR unless stated otherwise.

Taxes are handled in accordance with Payhip's checkout and applicable laws.

3. Refund Policy

Because products are digital and delivered instantly, all sales are final unless a product page explicitly offers a refund guarantee.

If a product includes a refund guarantee, requests must be sent to info[@]forgenovanest.com within the stated period.

4. Email & Data Use

By purchasing or signing up, you agree to receive:

• product access emails
• service notifications
• optional marketing (which you can unsubscribe from)

The Privacy Policy governs data handling.

5. License & Use

You receive a personal, non-transferable license.

You may not:

• resell, redistribute, or share files
• use products for client work without permission
• upload or republish the content

Violations may result in account termination.

6. No Guarantees

All content is educational and informational only.

We do not guarantee any financial or business results.

7. Limitation of Liability

To the maximum extent permitted by law:

Our liability is limited to the amount you paid for the product.

We are not liable for indirect or consequential losses.

8. Governing Law

The laws of Finland govern these Terms.

9. Changes

We may update these Terms. Continued use means acceptance.

10. Contact

info[@]forgenovanest.com

Espoo, Finland